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FAQs
Q. What is a payday loan?
A payday loan is a short-term loan that is repaid with a pre-authorized withdrawal from your checking account on your next payday.


Q. Does it cost anything to apply?
No! Instant Payday Loans Online does not charge any fee or commission for application. There are no hidden costs to apply.


Q. What should I expect after I submit my loan application?
When you submit an application at Instant Payday Loans Online, we match your information with different lenders. Then we find the most suitable one for you.


Q. What is the difference between the interest rate and the APR?
The interest rate is the cost of borrowing money. The APR represents the total cost of the loan over the loan term which includes closing costs and lender points.


Q. I have a bad credit record. Can I get payday loans at reasonable interest rates?
Yes, why not? That is what we are here for. We search for a wide range of interest rates for those facing bad credit problems. So, you can choose the most suitable one for yourself.
 

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